Property tax and payments in every state
The table shows each state's effective property tax rate (median tax paid ÷ median home value), its median home value, and the monthly payment on that median home with 20% down at an example 6.5% for 30 years, including tax and $1,800 a year of insurance. Across the US the figures are 0.89% and $360,600, which comes to about $2,241 a month.
| State | Effective tax rate | Median home value | Median tax paid | Example payment |
|---|---|---|---|---|
| Alabama | 0.38% | $233,300 | $890 | $1,404 |
| Alaska | 1.06% | $376,500 | $3,976 | $2,386 |
| Arizona | 0.43% | $426,000 | $1,828 | $2,457 |
| Arkansas | 0.52% | $215,600 | $1,113 | $1,334 |
| California | 0.71% | $759,500 | $5,369 | $4,440 |
| Colorado | 0.49% | $574,600 | $2,828 | $3,290 |
| Connecticut | 1.66% | $396,900 | $6,573 | $2,706 |
| Delaware | 0.47% | $371,600 | $1,750 | $2,175 |
| Washington, DC | 0.63% | $733,400 | $4,594 | $4,244 |
| Florida | 0.75% | $396,900 | $2,993 | $2,405 |
| Georgia | 0.74% | $343,300 | $2,554 | $2,098 |
| Hawaii | 0.27% | $875,900 | $2,385 | $4,776 |
| Idaho | 0.43% | $446,400 | $1,912 | $2,567 |
| Illinois | 1.92% | $280,700 | $5,399 | $2,018 |
| Indiana | 0.74% | $243,500 | $1,798 | $1,531 |
| Iowa | 1.29% | $227,300 | $2,937 | $1,544 |
| Kansas | 1.25% | $238,700 | $2,983 | $1,606 |
| Kentucky | 0.71% | $226,000 | $1,611 | $1,427 |
| Louisiana | 0.53% | $223,200 | $1,187 | $1,377 |
| Maine | 0.91% | $341,900 | $3,103 | $2,138 |
| Maryland | 0.95% | $436,300 | $4,144 | $2,702 |
| Massachusetts | 1.00% | $607,400 | $6,080 | $3,728 |
| Michigan | 1.18% | $254,200 | $2,988 | $1,685 |
| Minnesota | 1.02% | $344,600 | $3,501 | $2,185 |
| Mississippi | 0.65% | $186,500 | $1,221 | $1,194 |
| Missouri | 0.79% | $254,400 | $2,021 | $1,604 |
| Montana | 0.69% | $425,400 | $2,939 | $2,546 |
| Nebraska | 1.42% | $263,100 | $3,739 | $1,792 |
| Nevada | 0.47% | $455,500 | $2,143 | $2,632 |
| New Hampshire | 1.46% | $458,800 | $6,707 | $3,028 |
| New Jersey | 1.89% | $496,000 | $9,358 | $3,439 |
| New Mexico | 0.63% | $279,900 | $1,776 | $1,712 |
| New York | 1.45% | $449,800 | $6,542 | $2,968 |
| North Carolina | 0.61% | $333,000 | $2,044 | $2,003 |
| North Dakota | 0.96% | $266,100 | $2,550 | $1,708 |
| Ohio | 1.22% | $239,800 | $2,937 | $1,606 |
| Oklahoma | 0.75% | $222,100 | $1,672 | $1,412 |
| Oregon | 0.78% | $497,500 | $3,895 | $2,989 |
| Pennsylvania | 1.16% | $277,600 | $3,214 | $1,822 |
| Rhode Island | 1.07% | $455,700 | $4,886 | $2,861 |
| South Carolina | 0.45% | $299,500 | $1,337 | $1,777 |
| South Dakota | 1.02% | $289,600 | $2,940 | $1,861 |
| Tennessee | 0.45% | $332,600 | $1,488 | $1,957 |
| Texas | 1.31% | $313,200 | $4,108 | $2,076 |
| Utah | 0.49% | $545,200 | $2,648 | $3,129 |
| Vermont | 1.42% | $352,800 | $5,026 | $2,351 |
| Virginia | 0.71% | $403,500 | $2,872 | $2,429 |
| Washington State | 0.79% | $602,200 | $4,729 | $3,592 |
| West Virginia | 0.52% | $170,800 | $881 | $1,088 |
| Wisconsin | 1.25% | $294,700 | $3,680 | $1,947 |
| Wyoming | 0.57% | $339,500 | $1,947 | $2,028 |
Highest rates: Illinois (1.92%), New Jersey (1.89%), Connecticut (1.66%), New Hampshire (1.46%), New York (1.45%). Lowest rates: Hawaii (0.27%), Alabama (0.38%), Idaho (0.43%), Arizona (0.43%), Tennessee (0.45%).
A low rate doesn't always mean a low bill: Hawaii has the lowest rate but the highest home values, so its median tax is still $2,385. The example 6.5% rate is for illustration, not today's rate.
About the data
All figures are from the US Census Bureau's American Community Survey 2024 1-year estimates for owner-occupied homes. Statewide rates hide big differences between counties and cities, so for a specific home, enter its actual tax bill in the mortgage calculator.