How Ohio paycheck taxes work
- Ohio income tax: 0% on the first $26,050 of taxable income, then $332 plus 2.75% of the amount over $26,050 for 2026.
- Ohio moved to a flat 2.75% for 2026 (H.B. 96): the first $26,050 of taxable income is tax-free, and above that tax is $332 plus 2.75% of the excess.
- Ohio's personal exemption depends on income: $2,350 each up to $40,000, $2,100 up to $80,000, $1,850 above that, and none above $500,000.
- Most Ohio cities and villages charge a municipal income tax, often 1% to 2.5%. Enter yours in Local tax %.
Ohio income tax rates for 2026
| Ohio taxable income | Tax |
|---|---|
| $26,050 or less | $0 |
| over $26,050 | $332 + 2.75% of the amount over $26,050 |
How your take-home pay is calculated
Take-home = Gross pay − 401(k) − health − HSA − federal income tax − Social Security − Medicare − Ohio income tax − local tax
Federal income tax uses the 2026 brackets and standard deduction. Social Security is 6.2% of pay up to $184,500 a year; Medicare is 1.45% of all pay plus 0.9% above $200,000. Pre-tax health and HSA payroll deductions lower all of these; 401(k) lowers income tax only.
Ohio take-home pay examples
Single filer, paid every two weeks, no 401(k) or other pre-tax deductions, no local tax:
| Salary | Federal tax | Social Security + Medicare | State income tax | Take-home a year | Per biweekly check |
|---|---|---|---|---|---|
| $50,000 | $3,820.00 | $3,825.00 | $932.88 | $41,422.13 | $1,593.16 |
| $75,000 | $7,670.00 | $5,737.50 | $1,620.38 | $59,972.13 | $2,306.62 |
| $100,000 | $13,170.00 | $7,650.00 | $2,314.75 | $76,865.25 | $2,956.36 |
Worked example, $75,000 salary:
- Federal: $75,000 − $16,100 standard deduction = $58,900 taxable. Tax = $1,240 + $4,560 + 22% × $8,500 = $7,670.00.
- Social Security 6.2% = $4,650.00. Medicare 1.45% = $1,087.50.
- Ohio taxable income $72,900.00, Ohio income tax $1,620.38.
- Take-home: $59,972.13 a year, or $2,306.62 every two weeks. That's 20% of pay in taxes.
What this calculator simplifies
- Tax is worked out for the whole year and spread evenly over your paychecks. Employers use withholding tables, so a real check can differ by a few dollars; you settle the difference when you file.
- Federal tax uses the 2026 standard deduction only. Dependents, itemized deductions and the new tips, overtime and senior deductions aren't included (W-4 Step 3 credits can be entered under More options).
- State tax covers a typical W-2 employee who lives and works in the state. State credits for dependents, renters, earned income and similar aren't included.
Compare states on the paycheck calculator by state, or see federal tax bracket by bracket in the income tax calculator.
Sources
- Ohio Revised Code 5747.02 (2026 rate)
- Ohio Revised Code 5747.025 (personal exemption)
- Tax Foundation: State Individual Income Tax Rates and Brackets, 2026
- IRS IR-2025-103: 2026 tax inflation adjustments
- SSA contribution and benefit base ($184,500 for 2026)
- IRS Topic 560, Additional Medicare Tax
State figures: 2026. Last reviewed October 2026.