How Virginia paycheck taxes work
- Virginia income tax: rates from 2% to 5.75% for 2026.
- Before tax, Virginia subtracts a standard deduction of $8,750 single and $17,500 married filing jointly and a personal exemption of $930 ($1,860 for a married couple).
- Virginia's top rate of 5.75% starts at just $17,000 of taxable income, so most workers pay 5.75% on most of their income.
Virginia income tax rates for 2026
| Rate | Taxable income (all filing statuses) |
|---|---|
| 2% | $0 – $3,000 |
| 3% | $3,000 – $5,000 |
| 5% | $5,000 – $17,000 |
| 5.75% | over $17,000 |
How your take-home pay is calculated
Take-home = Gross pay − 401(k) − health − HSA − federal income tax − Social Security − Medicare − Virginia income tax − local tax
Federal income tax uses the 2026 brackets and standard deduction. Social Security is 6.2% of pay up to $184,500 a year; Medicare is 1.45% of all pay plus 0.9% above $200,000. Pre-tax health and HSA payroll deductions lower all of these; 401(k) lowers income tax only.
Virginia take-home pay examples
Single filer, paid every two weeks, no 401(k) or other pre-tax deductions, no local tax:
| Salary | Federal tax | Social Security + Medicare | State income tax | Take-home a year | Per biweekly check |
|---|---|---|---|---|---|
| $50,000 | $3,820.00 | $3,825.00 | $2,060.90 | $40,294.10 | $1,549.77 |
| $75,000 | $7,670.00 | $5,737.50 | $3,498.40 | $58,094.10 | $2,234.39 |
| $100,000 | $13,170.00 | $7,650.00 | $4,935.90 | $74,244.10 | $2,855.54 |
Worked example, $75,000 salary:
- Federal: $75,000 − $16,100 standard deduction = $58,900 taxable. Tax = $1,240 + $4,560 + 22% × $8,500 = $7,670.00.
- Social Security 6.2% = $4,650.00. Medicare 1.45% = $1,087.50.
- Virginia taxable income $65,320.00, Virginia income tax $3,498.40.
- Take-home: $58,094.10 a year, or $2,234.39 every two weeks. That's 22.5% of pay in taxes.
What this calculator simplifies
- Tax is worked out for the whole year and spread evenly over your paychecks. Employers use withholding tables, so a real check can differ by a few dollars; you settle the difference when you file.
- Federal tax uses the 2026 standard deduction only. Dependents, itemized deductions and the new tips, overtime and senior deductions aren't included (W-4 Step 3 credits can be entered under More options).
- State tax covers a typical W-2 employee who lives and works in the state. State credits for dependents, renters, earned income and similar aren't included.
- Head of household and married filing separately use Virginia's single amounts.
Compare states on the paycheck calculator by state, or see federal tax bracket by bracket in the income tax calculator.
Sources
- Tax Foundation: State Individual Income Tax Rates and Brackets, 2026
- IRS IR-2025-103: 2026 tax inflation adjustments
- SSA contribution and benefit base ($184,500 for 2026)
- IRS Topic 560, Additional Medicare Tax
State figures: 2026. Last reviewed October 2026.